Americor Funding Reviews

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TOP CHOICE
Freedom Debt Relief Reviews
  • EDITOR'S SCORE
  • 9.85 / 10
  • SUMMARY
  • Largest US Debt Settlement Company

    Over 615,000 Clients

    Over $9 Billion of Debt Resolved Since 2002

    BBB Accredited A- Rating

    TrustPilot 9.0 Rating
  • WHAT WE LIKE
  • $10,000 Minimum Debt

    No Upfront Fees

    No Minimum Credit Score

    24 to 48 Month Program
  • AVAILABILITY
  • Clients NOT ACCEPTED in the following states: CT, GA, HI, IL, KS, ME, ND, NH, NJ, OR, OH, RI, SC, VT, WA, WV, WY
Guide to Lenders Reviews
  • EDITOR'S SCORE
  • 9.75 / 10
  • SUMMARY
  • Free Resource To Help Loan Shoppers Get Best Loan Deals

    Served Over $16 Billion In Loan Requests Since 2005

    Get Up To 5 Loan Offers In Minutes

    Ranked #1 For Top 6 Personal Loan Reviews
  • WHAT WE LIKE
  • Loan Amounts of $1,000 to $40,000

    24 to 84 Month Loan Terms

    APR of 5.99% to 35.99%

    Network of Over 150 Lenders
  • AVAILABILITY
  • Every state has its own set of rules and regulations that govern personal loan lenders. Your loan amount, APR and repayment term will vary based on your credit worthiness, state and lender or lending partner.
Accredited Debt Relief Reviews
  • EDITOR'S SCORE
  • 9.5 / 10
  • SUMMARY

  • Nationally Recognized Debt Settlement Company with a Commitment to Customer Satisfaction

    Rated A+ by the Better Business Bureau

    Accredited Member of American Fair Credit Council

    Personal Account Manager To Help Resolve Debt
  • WHAT WE LIKE
  • $7,500 Minimum Debt

    No Upfront Fees

    No Minimum Credit Score

    24 to 48 Month Program
  • AVAILABILITY
  • Clients accepted in the following states: AL, AK, AZ, AR, CA, DC, FL, IA, ID, IN, LA, MN, MD, MA, MI, MO, MS, MT, NE, NJ, NM, NV, NY, NC, OK, PA, SD, TN, TX, UT, VA, WI, WY
Pacific Debt Inc Reviews
  • EDITOR'S SCORE
  • 9 / 10
  • SUMMARY
  • Settled Over $200 Million in Debt Since 2002

    BBB Accredited - A+ Rating

    Member of American Fair Credit Council

    Personal Account Manager To Help Resolve Debts
  • WHAT WE LIKE
  • $7,500 Minimum Debt

    No Upfront Fees

    No Minimum Credit Score

    24 to 48 Month Program
  • AVAILABILITY
  • Clients accepted in the following states: AK, AL, AR, AZ, CA, DC, FL, HI, IA, ID, IN, KY, MA, MD, MI, MO, MT, NC, NE, NM, NY, OK, PA, SD, TX, UT, VA, WI
LendingTree Loan Reviews
  • EDITOR'S SCORE
  • 9 / 10
  • SUMMARY
  • Largest Lending Network in the United States

    Rated A- by the Better Business Bureau

    Get Up to 5 Loan Offers In Minutes

    Ranked #1 For Top 6 Mortgage Refinance Reviews
  • WHAT WE LIKE
  • Loan Amounts of $1,000 to $50,000

    3 to 15 Year Loan Terms

    No Minimum Credit Score

    24 to 48 Month Program
  • AVAILABILITY
  • Every state has its own set of rules and regulations that govern personal loan lenders. Your loan amount, APR and repayment term will vary based on your credit worthiness, state and lender or lending partner.
PersonalLoans.com Reviews
  • EDITOR'S SCORE
  • 8.5 / 10
  • SUMMARY
  • Provides Personal Loan Network Focused On Less Then Perfect Credit

    Member of the Online Lenders Alliance

    Offers Peer to Peer Loans, Personal Installment Loans and Bank Personal Loans

  • WHAT WE LIKE
  • Loan Amounts of $500 to $35,000

    90 Days to to 6 Year Loan Terms

    No Minimum Credit Score

    APR of 5.99% to 35.99%
  • AVAILABILITY
  • Every state has its own set of rules and regulations that govern personal loan lenders. Your loan amount, APR and repayment term will vary based on your credit worthiness, state and lender or lending partner.

LEARN ABOUT DEBT CONSOLIDATION

LEARN ABOUT DEBT CONSOLIDATION

Consumer Debt in America

Consumer Debt in America

At the close of 2017, consumer credit card debt in America reached close to $1 trillion. Credit card balances continued to climb and most consumers laid the blame on their own unnecessary spending. The average household that carried credit card debt had an average balance of just under $16,000.Living costs have increased compared to income. A significant rise in medical costs and food prices compared to income have contributed to this negative cycle.

options for debt relief

What are my Options for Debt Relief?

Pay off Debt Monthly Payments

Pay Off Debt In Monthly Installments

If your debt is manageable, you can pay off your debts in monthly installments and manage the entire process on your own. You should keep in mind that if you can only afford to make the minimum monthly payment, you may be in for a long ride.A $2,000 credit card balance that carries an 18% annual rate can take just over 30 YEARS to pay off in you only make the 2% minimum monthly payment every month.

Debt Settlement Reviews

Work With a Debt Settlement Company

Debt settlement is an increasingly popular option. Freedom Debt Relief, our top rated debt settlement company, negotiates with your creditors on your behalf.The goal is to reduce the total amount you owe, have the creditor take a loss on the remaining debt balance, and agree to a new deal with creditors to make monthly payments over a 2 to 5 year period. A debt settlement program will negatively affect your credit score but it will allow you avoid bankruptcy and your credit score will likely improve once you complete the program.

What is debt consolidation?

Qualify for a Debt Consolidation Loan

A debt consolidation loan is the process of combining many unsecured debts (credit cards, medical bills, etc.) with high interest rates into one loan with a lower monthly payment. If your goal is to become debt free, a good debt consolidation loan should bring you monthly savings and help you improve your credit score. Guide to Lenders operates an online lending marketplace that will let you know in just a few minutes what type of debt consolidation loans you qualify for.

What is a Debt Management Program?debt management credit counseling

A debt management program issomewhat similar to debt settlement program. A fundamental difference is that you must hand over control to the agency and allow their representatives to negotiate and make the payments on your behalf.It will also negatively affect your credit score but will allow you to avoid bankruptcy.

What debts qualify for debt settlement?

Bankruptcy

Filing bankruptcy is generally the last resort. If you are unable to pay your debts and you don’t see any other way out, you should contact a bankruptcy professional to get legal advice. You should keep in mind that in a bankruptcy, you are at risk of losing all your assets and possessions. A bankruptcy will negatively impact your credit score for the long term and it is up to the court to decide if you qualify for a Chapter 7 (entire debt wiped out) or a Chapter 13 (a percentage of the debt will be wiped out).

DEBT CONSOLIDATION COMPLAINTS

MARKETPLACE ALERTS

Tweed Lending Scam

MAXIMUM WARNING:

We have reason to believe that Tweed Financial is connected to Pebblestone Financial Group & Salvation Funding of North Dakota. Tweed Lending says they want to “Change Your Financial Pattern by Consolidating Your Credit Card Debt with a Low Interest Loan.” We don’t think that’s the case.MEC Distribution has a D+ Rating with the Better Business Bureau. The BBB States:

  • 20 complaint(s) filed against business
  • Business has failed to resolve underlying cause(s) of a pattern of complaints
  • Failure to be transparent about ownership, location, or products/services offered

Americor Funding Complaints

Americor Funding is one of the many debt settlement companies popping up that promises to help you climb out of a financial pit. Unfortunately, it seems like Americor Funding is yet another bait-and-switch company that is prying on people with a poor financial record and further plunging them into debt or financial crisis with poor advice.

Broadstar Financial Complaints

Broadstar Financial claims on their website that they want to give “you the keys to financial health with a low rate debt consolidation loan.” The truth is that Broadstar Financial engages in aggressive direct mail campaigns to lure consumers in with low interest debt consolidation loan offers. The consumer is then referred to an expensive attorney to negotiate their debts and is charged additional fees.

Graphite Funding Complaints

Graphite Funding claims on their website that they are “rewriting your financial story.”The truth is that Graphite Funding engages in aggressive direct mail campaigns to lure consumers in with low interest debt consolidation loan offers. The consumer is then often referred to an expensive attorney to negotiate their debts and is charged additional fees.

Salvation Funding Complaints

Salvation Funding claims on their website that they are “walking with you towards financial freedom to achieve financial fitness with a low rate debt consolidation loan.” The truth is that Salvation Funding engages in aggressive direct mail campaigns to lure consumers in with low interest debt consolidation loan offers. The consumer is then referred to an expensive attorney to negotiate their debts and is charged additional fees.

Fast Track Financial

Fast Track Financial doesn’t really advertise itself as anything in a professional sense. Fast Track Financial’’s website claims that they help to get you back on track financially, but they don’t actually state that they are a debt consolidation company, or do they actually specify what they mean by helping you get on track outside of borrowing money. This should already indicate a sign of a bad business. Businesses that tip-toe around words and try to give you vague descriptions are businesses that should be avoided. If even their main website does not say what they’re experts at, then it’s clear that they will not be providing a good service and will constantly try to play with words in order to trick you.

Pebblestone Financial Complaints

Pebblestone Financial claims on their website that they “Help Rebuild Financial Foundations and strengthen your financial footing with a low rate debt consolidation loan.” The truth is that Pebblestone Financial engages in aggressive direct mail campaigns to lure consumers in with low interest debt consolidation loan offers. The consumer is then referred to an expensive attorney to negotiate their debts and is charged additional fees.

Preferred Financial Services Complaints

Preferred Financial Services aka Signature Preferred Financial, claims to be a debt settlement company that offers an affordable way to reduced your credit card and other debts.The company has been accused of being non-responsive to customers by not answering calls, sending threatening emails, not providing proper service, and not fulfilling their obligations to customers.

CashNetUSA Complaints

If you’ve found yourself in a financial emergency, you may have thought about taking out a loan through CashNetUSA, a lender that claims to provide short-term, small-principal payday loans and lines of credit.

CashNetUSA charges extremely high interest rates, on top of applicable loan fees. This means that you should avoid utilizing these types of lending services unless you have no other options. If you do take out a loan though, make sure you pay it off as quickly as possible.

Overall, it appears that CashNetUSA has a mostly negative online customer reputation, with the most common complaints citing high-pressure sales calls and extremely high interest rates, which may end up costing you twice as much (or more) as your original loan amount.