Loan Consolidation

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National Debt Relief
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National Debt Relief is the industry powerhouse. They offer a popular, valuable service to consumers who are struggling with personal debt. They offer a range of different solutions for debt management problems, but are best known for their ability to arrange full debt settlements for between 30-50% of the what the customer owes.

The company has been in operation for over eight years, and offer help to customers in the vast majority of states. Let’s look deeper into this company and see if it offers a genuine debt solution for customers.
Top 6 Debt Consolidation Reviews
Freedom Debt Relief
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Freedom Debt Relief is a debt relief company that is part of the larger Financial Freedom Network LLC. Freedom Debt Relief offers a solution for customers with large debt problems, helping to negotiate with creditors and allow customers to pay less than the amount owed on their debts. The company is the largest of its kind in the U.S., and has helped to settle debts for over half a million clients. They have resolved over $8.5 billion in debt for their clients since they began offering their services in 2002.
Lafayette Funding
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Lafayette Funding believes that there isn't one reason that people get into credit card debt. Just like there is no one size fits all solution. At Lafayette Funding, they take the time to understand your personal history and create a program that is a solution for you.  They want to help you get on the path to financial health and freedom from high interest credit card debt.
Top 6 Debt Consolidation Reviews
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InstaFinancial is all about helping you get back on track financially.

With an array of products that can be tailored to each borrower’s needs, there is a solution. Our focus is on accelerating your success with an offering of benefits to help struggling borrowers and businesses get ahead.

InstaFinancial has helped thousands of borrowers obtain financing for a wide range of purposes at a time when lenders are being tight with money and lending.
Our team of finance professionals are committed to helping consumers and businesses obtain loans faster, easier, and with straightforward, manageable terms that work for the borrower. When you need help in getting approved for a loan, InstaFinancial can help.
Top 6 Debt Consolidation Reviews
Nationwide Debt Reduction Services
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The Nationwide Debt Reduction Services website states:

Are you struggling with credit card debt? You are not alone. Millions of Americans are dealing with high credit card interest rates, unstable employment and fear of the unknown. It is best to know your options as you focus on resolving your credit card problems.

There is very little information on the company’s website on management. This is a red flag. The company has two listed complaints with the Better Business Bureau. We are not aware of any regulatory actions against the company at this time.
Top 6 Debt Consolidation Reviews
New Direction Debt Relief
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New Direction Debt Relief's web site states:

How can you trust we place your interests before ours?

With hundreds of companies competing for your business, some legitimate and some scams, how do you decide which one to choose?

When considering a debt relief company, make sure they do not ask you for any money before providing you with the debt relief service. Our slogan, ‘no result no fee’, is a clear indication that we stand behind our service While most companies offer a money back guarantee, 100% satisfaction and other promises that may seem enticing on the surface, we are different from them, WHY? Because we offer the ONLY “Better Than Iron Clad Guarantee” in the industry.

What is the ‘Better Than Iron Clad Guarantee’? While other companies charge you a fee up front and promise a refund. We NEVER charge you a fee until we have delivered a debt relief result!

That is what makes us different. You pay us nothing zero, until we deliver a result for you. So what does that mean to you? You have no money to risk and we do all the work for you. When is the last time you dealt with a company that put your interest over theirs?
Top 6 Debt Consolidation Reviews
Trinity Debt Management
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Trinity Debt Management's web site states that "Our spiritual well being is often hampered by overwhelming earthly concerns, such as too many bills and angry creditors. Indebtedness can affect everything from personal relationships to physical and emotional health. It’s an endless cycle of making, spending and owing money. As a non-profit agency, Trinity provides counseling and debt management services for individuals and families who are experiencing debt problems. Whatever the form of debt, our agency is here to help.”

The company is not rated by the Better Business Bureau. We are unaware of any regulatory actions against Trinity Debt Management.

Records indicate that company has been known by various other names:

Mid-America Credit Counseling

According to the IRS, Trinity Credit Counseling is a 501(c)3 organization. It’s 2015 filing states $3,869,845 in assets, $3,748,066 in income, $3,208,070 in expenses, $280,416 in liabilities. Total Charitable Contributions for 2015 were $19,800
Top 6 Debt Consolidation Reviews