PERSONALLOANS COM

DEBT CONSOLIDATION REVIEW

 

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PersonalLoans.com Review:
You Are More Than A Credit Score

PersonalLoans.com offers a way for potential loan borrowers to search for a loan provider – even if you have bad credit. A customer fills in a form with PersonalLoans.com, and the company then seeks to match the borrower with a lender that suits their needs. The service promises efficiency and the ability to search multiple providers on behalf of the customer, but can it deliver everything it offers? Customers should consider the following review when considering submitting their details to PersonalLoans.com.

 

PersonalLoans.com: The Good 

Areas Where PersonalLoans.com Excels

Search Multiple Loan Providers In One Application

PersonalLoans.com allows customers to search multiple loan companies in one application, rather than having to seek out individual lenders. This can make the application process simpler.

Wide Variety Of Loans Available

PersonalLoans.com offers connection to three types of loans:

  • Peer-to-peer lending
  • Personal installment
  • Bank-based personal loans

Loans between $1,000 and $35,000 are available through the providers PersonalLoans.com works with. Many providers also provide fast processing times of between one and five days, but this will vary depending on the provider.

Free To Use

PersonalLoans.com is completely free to use for the customer; there are no fees or interest charges accrued.

In Conclusion

As a free method of searching for a personal loan provider, PersonalLoans.com can take a lot of the hassle out of finding a loan. The wide range of loans available is also worth noting as a substantial positive.

PersonalLoans.com: The Bad 

Areas Where PersonalLoans.com Could Improve

Not A Loan Provider

Despite what their URL may suggest, PersonalLoans.com does not actually provide loans; instead, they link borrowers with potential loan companies. For customers in a rush, they may prefer to contact loan providers independently to help expedite the process.

High Interest Rates

Interest rates are calculated on the amount customers are looking to borrow and your individual circumstances. However, looking for a loan through PersonalLoans.com may lead you to lenders with very high interest rates of up to 150%, so customers will need to check the details of any loan offer you receive.

Limited Opportunities For Litigation

The parent company of PersonalLoans.com is Arrow Eagle LLC, which is operated by the Ute Native American Tribe. If customers were to need to enter litigation with PersonalLoans.com for any reason, then your case would not be dealt with by the US government, but by tribal laws. While it is incredibly unlikely that customers would ever have reason to enter litigation with PersonalLoans.com, as they do not provide loans themselves, this is a point worth keeping in mind.

In Conclusion

The litigation issue may be unlikely to be used, but it is a substantial drawback. The interest rate issue is also problematic, so all customers should use the service with caution.

PersonalLoans.com: The Bottom Line

PersonalLoans.com receives three and a half stars out of five for their service.

PersonalLoans.com still offer a helpful service, provided customers are careful to read any literature before receiving a loan.

 

 

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PersonalLoans.com
  • PersonalLoans.com Review
4.0

PersonalLoans.com - Four Stars!

PersonalLoans.com offers a way for potential loan borrowers to search for a loan provider – even if you have bad credit. A customer fills in a form with PersonalLoans.com, and the company then seeks to match the borrower with a lender that suits their needs. The service promises efficiency and the ability to search multiple providers on behalf of the customer, but can it deliver everything it offers? Customers should consider the following review when considering submitting their details to PersonalLoans.com.
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