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FIONA is a personal loan matching service. They help you find the right loan for you, often with a low, fixed-interest rate. Borrowers submit their information and are provided pre-approved loan offers from different loan providers. This saves you a lot of time, hassle and money when looking for a personal loan.

Personal loan offers can be difficult to compare due to the different services available and loan types around. For someone that needs money to consolidate debt, make home improvements, or to help them through a tough period, applying for a personal loan can often be an incredibly convoluted and confusing process.

FIONA introduces themselves as a loan matching service that helps to simplify the process, but is it worth using their platform instead of doing it yourself? We’ll be breaking down the GoodBad and conclude with a Bottom Line to help you decide if your financial worries are in good hands with FIONA Financial.

FIONA Financial: The Good

  • Wide range of loan amounts, from $1,000 to $100,000
  • Competitive loan rates, as low as 4.99%
  • Generates pre-approvals from top online lenders
  • Personalized loan offers in under two minutes
  • Data is safe and secure

Wide range of loan amounts

Because FIONA partners with a multitude of lenders, the minimum and maximum are flexible enough that you won’t need to worry about the amount you need to borrow. FIONA has support from $1,000 all the way up to $100,000, giving you plenty of flexibility in your loan amount.

Competitive Loan Rates, as low as 4.99%

FIONA can generate pre-approved loan offers from its prime lenders as low as 4.99%. These are fixed-interest rates as well, which won’t fluctuate over time.

Generates pre-approvals from top online lenders

FIONA generates loan offers that users are pre-approved for, meaning that users do not have to go to each lender to apply for a loan. This saves the user a lot of time.

Personalized Loan Offers in under two minutes

It takes less than a minute to fill out FIONA form, and pre-approved loan offers can be generated in under 15 seconds.

Data is safe and secure

FIONA is a secure online platform that protects your information and keeps it secure from criminals. Your privacy is a primary focus as they use 256-bit encryption, a higher security standard than most banks.

FIONA Financial: The Bad

  • Lack of reviews
  • Varied conditions and terms
  • Marketing spam
  • No guarantees
  • Limited lenders

Varied Conditions and Terms

Since you’ll be dealing with many different lenders, their terms and conditions will be different each time and this requires a lot of reading in order to get the best deals and understand your situation.

No Guarantees

None of the offers you see on FIONA Financial is guaranteed. They are just quotes based on information they have and the financial information you submit to them. This means offers can change once you do apply.

Limited Lenders

FIONA advertises that they work with many different lenders, but in reality, this is dependent on your personal situation and they don’t connect with every single lender available. This means you could get a better deal by approaching lenders instead of using FIONA Financial.

FIONA: The Bottom Line

FIONA takes the stress out of applying for a personal loan, but it’s important to remember that they do not connect with every single lender out there and you can find better deals elsewhere if you put the effort in.

45 West 21st Street, Floor 5
New York


I want to borrow $8,300.00 to pay my credit card off. The interest rate has gone up to 11.50% and it was 7%. Can I get this loan for that much and how much will the interest rate be?
Bradley Ray Griffin | February 28, 2019
Even made finding a personal loan easier than ever! I was shown the perfect loan offer from me from a great lender and it helped me consolidate mountains of credit card debt
Gregory J | October 7, 2018
EVEN Financial is a personal loan matching service. They seek to help you find the best loans with the lowest interests and most benefits. Borrowers are matched with different loan providers that have a high chance of approving their application. This essentially saves you a lot of time, hassle and money when looking for a personal loan.
Top 6 Debt | July 7, 2018

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